Billing Depot Extends the Scope of Claim Validation and Expedites its Schedule, Reducing Payment Denials to Single Digits Physicians using Billing Depot service experience 57% of insurance claims paid within 15 days, with only 4% of Accounts Receivable (A/R) beyond 120 days. These figures represent a four-fold improvement over the national median of 17.7% of A/R over 120 days, as reported by Medical Group Management Association (MGMA). Billing Depot has achieved these results with a uniquely comprehensive claim validation mechanism, which starts at the patient scheduling stage and continues until claim submission. - 2005-03-08

45% of Americans Are Making Minimum or No Payments on Their Credit Card Balances, According to the Cambridge Consumer Credit Index Almost half of Americans (45%) are making only minimum or no payments on their outstanding credit card balances, up from 42% who did so in 2004, according to the Cambridge Consumer Credit Index. Of the respondents surveyed, 37% paid less than half but more than minimum payments (down from 39% in 2004). 17% of Americans paid more than half the balances due, down from 19% last year. - 2005-03-07

Litigation Management Group Offers Free Membership National Association of Insurance Litigation Management offers free membership - 2005-03-06

Inverse Mortgage: Pay Off Your Mortgage in 12 Months - New Mortgage Pay Off System Reduces 15, 20, even 30 Year Mortgages to One Year - Zero Out-of-Pocket The plan is such that an entire 30 year mortgage can be paid off in less than a year. Renters can use this type of mortgage to get out of your rental place and into home ownership - free and clear. - 2005-03-06

Edulence™ Helps Organizations Reach Audiences with New VisionMail™ Online Video Marketing Service Affordable Service Transforms Static Sales Brochures and Traditional E-mails Into Vibrant Digital Videos for Enhanced Marketing and Improved Client Service - 2005-03-11 Friend of PRWeb - 5

SR22 Auto Insurance Coverage for DUI and DWI Insurance Expands to Indiana, Nevada, Tennessee, and Arkansas Serenity Insurance Group today announced the expansion of their SR 22 Filing programs for DUI and DWI Auto Insurance coverage area to include the states of Indiana, Nevada, Tennessee, and Arkansas. This expanded service area means that drivers in 22 states can now take immediate advantage of the low cost and easy accessibility of the SR22 Insurance coverage offered by Serenity Insurance. - 2005-03-07 Friend of PRWeb - 20

HRchitect, a Human Capital Management (HCM) Consulting Services Firm and the Leader in Applicant Tracking System (ATS) Consulting, Announces the Results of Its 2004 Successes HRchitect, a Human Capital Management (HCM) consulting services firm and the leader in Applicant Tracking System (ATS) consulting, announced at last week’s shareholder’s meeting the results of its 2004 successes. - 2005-03-07

Tower Publishing Introduces New Book by John Kwasnoski, Leading National Expert on Automobile Accident Reconstruction Tower Publishing, Maine’s premier legal publisher, is pleased to announce the release of "From Crash to Courtroom: Collision Reconstruction for Lawyers and Law Enforcement," by John Kwasnoski, one of America’s leading experts on motor vehicle crash reconstruction. Kwasnoski’s "From Crash to Courtroom" teaches attorneys what to watch for while examining an accident reconstruction expert’s report, and explains in detail many of the more common errors an attorney may encounter. "From Crash to Courtroom" may be purchased directly from Tower Publishing for $125.00 by calling 1.800.969.8693 or by visiting their website at www.towerpub.com. - 2005-03-08

Insurance of America Agency, Inc. Sponsors Health Insurance Category on BizjournalsDirectory.com Insurance of America Agency, Inc. has entered into an agreement with BizjournalsDirectory.com to sponsor a newly developed health insurance category. Under the agreement, Insurance of America will be the exclusive showcase provider of health insurance to most of the Bizjournals online directories across the country until Spring 2006. - 2005-03-08 Friend of PRWeb - 11

HR XCEL Announces Acquisition of Outsourcing Solutions Firm HR XCEL, LLC, has reached an agreement with Palmer & Cay, Inc. to acquire their Outsourcing Solutions Group (OSG). - 2005-03-10

Safety.BLR.com Helps Employers with this Challenge: How to Deliver Required OSHA Training to a Growing Population of Hispanic Workers Safety.BLR.com has just created a Spanish Resources Center to help employers keep up with the challenge of keeping a rapidly growing multilingual workforce in compliance with OSHA’s safety and health requirements. - 2005-03-17 Friend of PRWeb - 3

Ascentis Continues to Expand National Payroll Alliances New Payroll Partners Offer Small and Mid-Sized Customers Single Source for HR and Payroll PayPro Corporation, Elite Payroll Services, and Payroll Solutions partner with Ascentis to meet client demand for automated HR. Ascentis' newest payroll partners can now offer their clients a single source for comprehensive HR and payroll technology solutions. - 2005-03-10

Secure Science Corporation Provides Account Information Stolen by Phishers to Banks Over the past two years of investigating phishers and their malware, Secure Science Corporation has successfully identified specific malware variants, along with the corresponding log data. In many instances, Secure Science Corporation is capable of intercepting real-time data logs from the trojans and malware distributed by phishers. - 2005-03-15

QuoteWright.com Announces a New Service for Clients Trying to Apply for Schengen Visa's QuoteWright.com announces a new service for consumers that need to comply with Schengen medical insurance requirements for their entry Visa. - 2005-03-10

How to Shorten the Selling Cycle and Reduce Buying Stalls One of the biggest challenges for a salesperson is overcoming the buyer stalls where the prospect hasn't told us "No" yet, but they haven't said "Yes" either. The main reason a salesperson gets stalls is because he/she hasn't given the prospect a reason to buy NOW. - 2005-03-11

Your Questions Answered - Can You Stretch a 401(k)? A reader recently asked if his 401(k) could be rolled over, by his beneficiary, to a 'stretch' IRA after his death. Read on to discover an answer that will protect your beneficiaries from tens of thousands of dollars in unnecessary taxes and keep your gift to them alive for generations to come. “Guarding Your Wealth” is a nationally syndicated weekly personal finance column written by Jeffrey D. Voudrie, CFP. Mr. Voudrie is the President of Legacy Planning Group, a private wealth management firm that employs sophisticated proprietary strategies designed to protect and grow its clients' investments. Please visit our website, www.guardingyourwealth.com to read past articles in our archive. - 2005-03-14

Quotation.co.uk Offers Indicative Car Insurance Quotations by Answering 6 Questions Quotation.co.uk are trying to take some of the tedium and time wasting out of obtaining cheap car insurance quotes by indicating a premium after answering 6 questions. - 2005-03-16

Six Straight Years of Double-Digit Medical Rate Increases Has Had a Significant Impact on Both Employers and Employees Hay Group reviews how companies are turning to innovative approaches to contain ever-rising medical costs. Six Straight Years of Double-Digit Medical Rate Increases Has Had a Significant Impact on Both Employers and Employees - 2005-03-11

Car Accident Secrets Book - Just Released at Major Bookstores Including Amazon.com , Barnes and Noble and Bamm.com - Free Accident Card Also Available Settle your own car accident claim for property damage and personal injury. Learn the secrets today of what you need to know if you or someone in your family is involved in a car accident. Learn from the pros on what to look for when having your car repaired, what you are entitled to and how to handle a personal injury. - 2005-03-14

Workplace Options Announces Formation of the Work-Life Training Institute Workplace Options (WPO), the leading provider of work life programs to corporate America through partnerships with employee assistance (EAP) companies and other third-party providers, has announced the formation of The Work-Life Training Institute. The Work-Life Training Institute was created by WPO to provide senior human resource and business executives with an opportunity to learn about key workforce issues facing their organizations, direct from thought leaders in the fields of human resources, leadership, management and work life. - 2005-03-15

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