John J. Page (http://www.injuredclient.com), an experienced Missouri personal injury attorney, remains committed to protecting the citizens of Missouri by offering no cost consultations in regard to automobile insurance coverage.
Saint Louis, MO (PRWEB) November 28, 2006 -- John J. Page announces today that he is continuing his fight to protect Missouri citizens by offering no cost consultations regarding automobile insurance.
The most common response to why Missouri residents have car insurance is "to protect oneself in the event they cause a Missouri car accident." John explains that car insurance should protect the policyholder from an uninsured and/or underinsured driver that causes a car accident, as well as any third-party to whom the policy holder may be liable.
John explains that liability coverage protects the policyholder in the event they cause a car accident or truck accident which results in property damage and/or bodily injury to another party. Missouri requires minimum liability coverage of 25/50 for car insurance policies. This means the policyholder has automobile liability coverage up to $25,000.00 per person and up to $50,000.00 for any group of people injured in the same car accident. If the Missouri car accident results in serious injuries and claims exceed the 25/50 limits, personal assets will be at risk.
Missouri insurance agents rarely adequately explain the different types of car insurance coverage to their policyholders. John describes how he sees this situation time and time again in his car accident practice. "People come in for a consultation and they believe they have adequate car insurance because their agent told them they had full coverage." The words "full coverage" are extremely misleading to the general public. "Full coverage" is not always "proper coverage." Specific questions can be asked at John's website, www.injuredclient.com.
Uninsured motorist coverage is one way the general public can protect themselves from drivers that are uninsured. An uninsured motorist policy provides coverage to the policyholder when injured in a Missouri car accident by an uninsured driver.
Underinsured motorist coverage protects the policyholder if they are injured in a car or truck accident by a driver with inadequate insurance coverage. Typically, an underinsured motorist policy provides coverage when the policyholder is in a car accident and the liable party has coverage that is equal to or less than the policyholder. Underinsured motorist coverage is specific and the language changes from policy to policy. John advises the general public to speak with an experienced Missouri personal injury lawyer in regard to Underinsured motorist coverage due to its complexities.
Medical payments coverage (also known as med-pay coverage) is designed to pay medical bills incurred as a result of a car accident or truck accident.
John states, "Trying to save a few dollars per year on insurance premiums could cause major problems if a serious Missouri car accident occurs. Don't assume that your insurance company will be looking out for you, they will not."
The hiring of a Missouri personal injury attorney is an important decision that should not be based solely upon advertisements. Before you decide, it is recommended that you ask about the qualifications and experience of that attorney.
Contact:
John J. Page
Missouri Personal Attorney
911 Washington Ave.
Suite 400
St. Louis, MO 63101
Phone: t(314)322-8515
Fax:t(866)347-7158
John's Additional Informative Websites:
www.truckaccidentlawgroup.com
www.dogbiteclaim.com
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