With increasing numbers of UK travellers unwilling to pay for their travel insurance, increasing numbers of them are relying on the free insurance offered by credit cards and banks. But travelling with substandard cover could be an expensive recipe for disaster warns Insuremore (http://insuremore.co.uk) , the award winning low cost travel insurance provider.
London, UK (PRWEB) November 15, 2008 -- One in four UK travellers are now planning to skip on purchasing travel insurance according to a recent survey by Sainsbury's Finance, instead relying on the "free" travel insurance provided by banks and credit cards. But with these free policies offering extremely limited cover, holiday goers could be left facing thousands of pounds worth of expenses if something goes wrong.
All too often, the level of cover offered by this "free" travel insurance is not up scratch. One such example is travel accident insurance, offered with many credit card purchases. Travel accident insurance only covers you for accidents that occur while you are travelling on planes, trains and other forms of public transport - you have no cover at all at your actual destination. Other forms of free travel insurance offer better cover than travel accident insurance, but there are often numerous weaknesses to the cover concealed in the small print. Cancellation conditions are often unusually prohibitive, most sports and many other activities may not covered, and the amount of cover offered for a medical emergency can be dangerously low.
Patrick Chong, Managing Director of Insuremore, said: "Ultimately, travel accident insurance and any other insurance cover offered for free usually falls well short of providing good cover. Worst of all, many people believe that they are fully covered for their holidays - it is only when they come to claim that they are faced with massive costs that the insurance company won't cover."
"With cheap travel insurance only adding a few pounds to the cost of most journeys and potential costs for cancellation or medical bills running into tens of thousands of pounds, it simply isn't worth the risk to travel without full insurance."
About Insuremore Travel Insurance
The commercial travel insurance website for Journey's Travel, Insuremore, (http://www.insuremore.co.uk) offers cheap worldwide travel insurance packages for families, singles, children and skiers with free cover against acts of terrorism and a quick and easy online claims feature.
For more information, please contact Patrick Chong:
pkc @ journeystravel.co.uk
Tel: 0845 247 9248
Journeys Travel Insurance,
AXIOM House,
Feltham Piazza,
Feltham
TW13 4GJ
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